EPFO Login 2026: Check PF Balance, Download Passbook and Find Your UAN
If you are a salaried employee in India, your Employees’ Provident Fund (EPF) account helps you save money for retirement. But checking your PF balance, downloading your passbook, finding your Universal Account Number (UAN), or tracking a withdrawal claim can sometimes be confusing.
The good news is that you can access most EPF services online through official Employees’ Provident Fund Organisation (EPFO) portals and the UMANG app.
In this guide, you will learn how to log in to EPFO, check your PF balance, download your passbook, activate or retrieve your UAN, check your claim status, and troubleshoot common login problems.
Quick links:
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1. What Is EPFO and What Is a UAN?
What is EPFO?
The Employees’ Provident Fund Organisation (EPFO) is a statutory organisation under the Ministry of Labour and Employment, Government of India. It administers provident fund and other social security benefits for eligible employees.
Through the EPFO system, members can access services such as:
- Checking their provident fund balance.
- Viewing employee and employer contributions.
- Downloading their PF passbook.
- Transferring PF when changing jobs.
- Applying for eligible PF withdrawals or advances.
- Tracking the status of submitted claims.
- Managing certain account and KYC details.
What is a UAN?
UAN stands for Universal Account Number. It is a unique number assigned to an EPF member and serves as a common identifier for the member’s different PF member IDs across employers.
For example, suppose you work for Company A and later move to Company B. Your new employer may create a new PF member ID, but your existing UAN should generally continue to be used.
This helps you access the PF accounts associated with your employment history through a common identifier.
Important: If you already have a UAN, do not create another one simply because you have changed jobs. Give your existing UAN to your new employer and ask them to link your new PF member ID to it.
2. Official EPFO Login Links and How to Sign In Safely
EPFO provides separate portals for different services. Choosing the correct portal can save you time.
| Service | Official link |
|---|---|
| EPFO member login | Open member portal |
| PF passbook and claim status | Open passbook portal |
| EPFO homepage | Visit EPFO |
| UMANG government services | Open UMANG |
Steps to log in to the EPFO member portal
- Open the official EPFO member portal.
- Enter your UAN in the UAN field.
- Enter your EPFO account password.
- Complete the displayed captcha or other verification requested by the portal.
- Select Sign In.
- After successful authentication, open the relevant service available in your account.
If you have forgotten your password, use the official Forgot Password option on the member portal and follow the verification instructions.
How to stay safe while logging in
PF accounts contain sensitive employment and financial information. Follow these precautions:
- Check the website address before entering your UAN or password.
- Never share your OTP, password, Aadhaar details, or banking credentials with callers or strangers.
- Do not pay anyone who promises to release your PF balance or speed up a claim.
- Avoid downloading unofficial applications that claim to provide EPFO services.
- Use a strong, unique password for your account.
EPFO warns members about credential theft and fraudulent calls requesting personal details or money.
3. How to Check Your PF Balance Online
You can check your PF balance through the official passbook portal if your account and passbook access are available.
Step-by-step process
Step 1: Visit the EPFO Passbook Portal.
Step 2: Enter your UAN and password.
Step 3: Complete the captcha or verification displayed on the screen.
Step 4: Select Sign In.
Step 5: Open the relevant PF member ID or passbook to view your account details.
Your passbook may show details such as:
- Employee contributions.
- Employer contributions.
- Contributions recorded for different wage months.
- Withdrawals or adjustments, where applicable.
- Interest credited to the account.
If you have worked for multiple employers, check the member IDs associated with your UAN. This helps you understand whether your previous PF balances have been transferred or remain in separate member accounts.
Why is my PF balance different from my salary deductions?
Your employee PF deduction is only one part of the account’s contribution structure. The employer’s contribution may be divided between the EPF and the Employees’ Pension Scheme (EPS), depending on the applicable rules.
Consequently, the total employer contribution shown on your salary slip may not appear entirely in your EPF balance.
Also, recent contributions may take time to appear in the passbook because the employer must submit the relevant contribution information and EPFO must process it.
4. How to Download the EPFO Passbook
Your EPF passbook provides a transaction-wise record of contributions and other account entries.
You can use it to review contributions made by your current and previous employers.
Steps to download your PF passbook
- Visit the official EPFO Passbook Portal.
- Log in using your UAN and password.
- Select the relevant member ID associated with your employment.
- Open the passbook.
- Review the available contribution entries.
- Use the download or print option if it is available on the page.
Save the PDF securely on your personal device. Avoid keeping sensitive financial documents in publicly accessible folders or shared devices.
What information does an EPF passbook contain?
Depending on the entries available, your passbook may include:
- The opening balance.
- Monthly employee contributions.
- Employer EPF contributions.
- Pension-related contribution entries.
- Withdrawals and other adjustments.
- Interest credited by EPFO.
Note: The passbook is a record of account transactions. It should not be confused with a salary slip, which shows the deductions and earnings for a particular pay period.
If your passbook is unavailable or does not display recent contributions, check again later and consult your employer or EPFO if the discrepancy continues.
5. How to Find or Activate Your UAN
If you do not know your UAN, first check your salary slip, previous EPFO correspondence, or ask your employer.
You can also use the member portal’s Know Your UAN facility, where available, to retrieve it using the requested identity and account details.
How to find your UAN
- Open the EPFO Member Portal.
- Select Know Your UAN, if available.
- Enter the information requested by the portal.
- Complete the required verification.
- Follow the instructions to retrieve your UAN.
If you cannot retrieve it online, contact your employer’s HR or payroll team.
How to activate your UAN in 2026
EPFO’s current member portal notice directs users to the UMANG app for UAN activation and new UAN generation through Aadhaar-based face authentication.
Follow these steps:
- Install the official UMANG app from the Google Play Store or Apple App Store, or access the UMANG website.
- Open UMANG and navigate to EPFO services.
- Find UAN Services Through Face Auth.
- Choose UAN Activation if you already have a UAN, or UAN Allotment and Activation if you need a new UAN.
- Follow the on-screen instructions for identity verification and face authentication.
- Complete the process and follow any instructions provided for accessing your account.
The exact screens and requirements may change as the service is updated.
If you have an existing UAN, use the activation option rather than applying for a new number.
For assistance, the EPFO member portal currently lists the helpline number 14470.
6. How to Check PF Balance Through Alternative Methods
If you cannot access the passbook portal, EPFO provides alternative ways to check your PF balance.
Method 1: Check PF balance through a missed call
EPFO lists the following missed-call service:
Number: 9966044425
To use it:
- Make sure your UAN is activated.
- Call 9966044425 from the mobile number registered with EPFO.
- Let the call disconnect automatically.
- Wait for the account information to arrive by SMS, if your account meets the service requirements.
You do not need to speak to an agent for this service.
The service may require your UAN to be linked with the appropriate KYC information. If it does not work, verify your registered mobile number and KYC details.
Method 2: Check PF balance through SMS
EPFO lists the following SMS service:
SMS number: 7738299899
Send the following message from your registered mobile number:
EPFOHO UAN ENG
Here, ENG requests the response in English. EPFO also supports other language codes.
The service is intended for members with an activated UAN and the required account details linked.
Standard SMS charges may apply depending on your mobile plan.
Method 3: Use the UMANG app
UMANG provides access to various government services, including EPFO services.
To check your PF information:
- Open the official UMANG app.
- Search for EPFO.
- Select the relevant member service, such as passbook access, if available.
- Authenticate using the method requested.
- Follow the instructions to view your account information.
The services displayed may depend on your account status and the latest app version.
7. How to Check Your PF Claim Status
If you have submitted a PF withdrawal, advance, or transfer claim, you can check its status online.
Steps to check PF claim status
- Open the EPFO Member Portal.
- Sign in with your UAN and password.
- Look for the online services or claim-related section.
- Open the claim status or tracking option available for your application.
- Review the current status and any instructions displayed.
You can also visit the EPFO Passbook and Claim Status Portal and check the services available there.
What do common PF claim statuses mean?
Under process: Your claim is being processed. This does not necessarily indicate a problem.
Settled: The claim has been processed as settled. Check the associated payment details and bank account if the money has not arrived.
Rejected: The claim was not approved. Read the reason provided and correct the issue before submitting another application, if permitted.
Pending or not available: The application may not yet have been updated in the system, or you may need to check the correct portal.
Processing time can vary depending on the claim type, verification requirements, and whether additional information is needed.
Do not submit duplicate claims without first checking the status of your existing application.
8. Common EPFO Login Errors and How to Resolve Them
EPFO login problems can occur because of incorrect credentials, verification failures, account details, or temporary portal issues.
Here are some common problems and possible solutions.
Error 1: Incorrect UAN or password
Possible reason: You may have entered an incorrect UAN or password.
Solution:
- Check the number carefully.
- Ensure that the password is entered correctly.
- Use the official Forgot Password facility if necessary.
Error 2: UAN is not activated
Possible reason: Your UAN may not have been activated for online access.
Solution:
- Follow the current UAN activation instructions through UMANG.
- Complete the required identity verification.
- Contact EPFO support if the activation process fails.
Error 3: OTP is not received
Possible reason: Your registered mobile number may be inaccessible, or there may be a delay in message delivery.
Solution:
- Confirm that you are using the correct registered mobile number.
- Check your network connection and wait before requesting another OTP.
- If your registered number has changed, follow the official account recovery or update process.
Error 4: PF passbook is not showing recent contributions
Possible reason: Contributions may not yet have been posted or updated in the passbook.
Solution:
- Check the relevant wage month.
- Confirm with your employer that the contribution was submitted.
- Recheck the passbook after some time.
- Contact EPFO if the discrepancy continues.
Error 5: Website is not loading
Possible reason: The portal may be experiencing heavy traffic, maintenance, or a temporary technical issue.
Solution:
- Try again after some time.
- Use an updated browser.
- Clear the browser cache if the problem persists.
- Check official EPFO announcements for service interruptions.
Error 6: Your PF claim is delayed
Possible reason: The claim may require additional verification, corrections, or processing.
Solution:
- Check the claim status and any rejection or pending remarks.
- Verify that your KYC and bank details are correct.
- Ask your employer to resolve any employer-side verification issue.
- Contact EPFO or use the official grievance mechanism if the delay continues.
9. Frequently Asked Questions About EPFO Login and PF Balance
1. How can I check my PF balance online?
Visit the official EPFO passbook portal, sign in with your UAN and password, complete the required verification, and open your relevant member passbook.
2. Can I check my PF balance without logging in?
Yes. Eligible members can use the EPFO missed-call service at 9966044425 or SMS EPFOHO UAN ENG to 7738299899 from their registered mobile number.
3. How can I download my PF passbook?
Visit the official EPFO Passbook Portal, sign in, select your member ID, open your passbook, and use the available download or print option.
4. How can I find my UAN number?
Check your salary slip, ask your employer, or use the Know Your UAN facility on the official member portal if available.
5. How do I activate my UAN in 2026?
EPFO currently directs members to use UMANG’s UAN services and Aadhaar-based face authentication for UAN activation. Follow the latest instructions in the official app.
6. Can I have two UANs if I change jobs?
You should generally continue using your existing UAN when changing employers. Inform your new employer of your existing UAN so that the new PF member ID can be linked appropriately.
If you already have multiple UANs, contact your employer or EPFO for guidance on correcting the records.
7. Why is my PF balance not updated?
The latest contribution may not yet have been posted to your passbook. Check the wage month and confirm the contribution details with your employer if the delay continues.
8. How can I check my PF withdrawal claim status?
Sign in to the EPFO member portal and open the relevant claim tracking facility. Review the current status and any remarks provided.
9. What should I do if I forget my EPFO password?
Use the official Forgot Password option on the EPFO member portal and follow the verification steps.
10. Is it safe to share my UAN with someone?
Your UAN is a sensitive account identifier. Share it only when necessary with trusted parties, such as your employer or official service channels. Never share your password or OTP with anyone.
11. What is the official EPFO helpline number?
The current EPFO member portal lists 14470 as its helpline number. Check the official website for the latest support options.
12. Can I access my PF passbook on my mobile phone?
Yes. You can use a mobile browser to access the official passbook portal or check which EPFO services are available through the UMANG app.
Conclusion
Checking your EPF account does not have to be complicated. With your UAN and the correct official portal, you can review your PF balance, download your passbook, retrieve account details, and track claims online.
For most members, the EPFO passbook portal is the most useful starting point. If you cannot access it, the missed-call, SMS, and UMANG options provide alternatives.
Keep your UAN details up to date, review your contributions periodically, and use only official EPFO services to protect your retirement savings.
Official resources:
Disclaimer: This article is for general informational purposes. Portal interfaces and service procedures may change. Verify the latest instructions through official EPFO channels before taking action.